Business Checking Accounts
Simplicity. Convenience. Flexibility. Benefits. We’ll help you identify the right combination of features and options to keep your business moving forward.
Choose the right account for your business.
Central Pacific Bank offers checking and savings options designed for businesses at every stage—whether you’re a sole proprietor, growing team, or managing high transaction volume.
Business Exceptional Plan
Combine business balances across linked accounts and put your money to work for your business.
Business Value Checking
Start your business on track with checking account benefits tailor-made for small businesses which are just starting out or have moderate checking needs with this popular business checking account.
Analyzed Business Checking
Best for: High-volume transaction businesses
Built for businesses with large transaction volumes. Earnings credits offset service fees automatically.
Performance Business Checking
Make the most of tiered interest rates with checking designed for sole proprietors, fiduciaries and certain non-profit organizations.
There is no charge for the first 100 deposited items and/or checks paid each statement period.1
$1,500 minimum daily balance to avoid a $9 monthly service charge
$750 minimum opening deposit
Earns tiered interest rates
Need other banking services?
From personal banking and wealth management to international accounts and digital tools, we’re here for every part of your financial life.
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Wealth Management
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International Banking
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Digital Banking
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Deposited items include deposit slips and each check. Additional items are $0.25 each. Each ATM & Mobile deposit generates a digital deposit slip.
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Non-CPB ATMs may impose surcharges that are separate from and in addition to our Non-CPB ATM Transaction Fees and should disclose their surcharge fee at the beginning of the transaction.
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Transactions made at non-CPB ATMs are subject to our Non-CPB ATM Transaction Fees.
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We will reimburse you up to $4 per transaction for ATM surcharges from other banks and ATM operators incurred on your Business Exceptional Checking account for ATM usage nationwide.
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On approved credit. For a line of credit up to $100,000. For a line of credit over $100,000 an application fee of 0.25% will apply, less a $125 discount. Example: A $200,000 (line of credit) x 0.25% - $125 (discount) = $375.00.
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A paper statement fee of $10.00 will be charged per statement period. This fee is waived for the first calendar month in which the Account is opened. For subsequent months, the fee can be waived in one of three ways: 1. Enroll in Online Statement service through Online Banking, or 2. Link your Business Value Checking to a Business Exceptional Plan, or 3. Maintain an average balance of $5,000.00 or more during the statement period. The average balance is calculated by adding together the ending balances from each day during the statement period and dividing the total by the number of days in the statement period.
For more details, visit any branch or contact our Customer Service Center.